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Action Needed: Coverage Ends December 31, 2026

Medicare Open Enrollment runs through Dec. 7, 2026. CHRISTUS Health is still here for your healthcare needs. Choose a new plan to avoid a coverage gap on Jan. 1, 2027.

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US Family Health Plan in Texas and Louisiana

(469) 282-0408

US Family Health Plan offers trusted TRICARE Prime® care at a low cost.

At CHRISTUS Health, we understand and appreciate the sacrifices military members make on our behalf, which is why we take great pride in providing these individuals and their families with the health care coverage they’ve earned.

US Family Health Plan (USFHP) is an option for TRICARE Prime eligible active-duty family members, military retirees and their families.

With six US Family Health Plans available across the country, beneficiaries are able to transfer from one region to another without an interruption in benefits.

This plan is Department of Defense-approved, so whether you’re stationed at home or away, you can trust that CHRISTUS has your family’s health covered.

Open Season for 2027 coverage

November 9–December 8, 2026.

See if USFHP is available in your area. Check your ZIP code today.

Complete the form to get your questions answered and be ready when enrollment begins.

A CHRISTUS representative will reach out during business hours (Mon–Fri, 8 a.m.–5 p.m. local time) using the method you selected. Your information is kept private and used only to help with your US Family Health Plan questions.

Man sitting with a blue-collar shirt in front of a couch

Kyle McGee | Member Testimonial

Benefits at a glance

US Family Health Plan gives TRICARE Prime-eligible families more coverage, more choice, and more savings — all through CHRISTUS Health's trusted local network.

  • $0 deductible*
  • No referrals needed*
  • Same great TRICARE® benefits with dental
    and vision discounts
  • Support from local representatives

See if your family qualifies — call us at 1-469-599-7259 or complete the contact form to talk with a representative.

 

*for in-network services

 

 

US Family Health Plan service areas in Texas

CHRISTUS Health Plan offers US Family Health Plan in select ZIP codes across Texas. Service areas include:

  • Northeast Texas: Tyler, Longview, Texarkana, Marshall and Palestine
  • Southeast Texas: Houston, The Woodlands, Sugar Land, Beaumont and Galveston
  • Central Texas: Austin, San Marcos and Killeen
  • Coastal Bend: Corpus Christi, Kingsville and Rockport
  • East Texas: Lufkin and Nacogdoches
  • San Antonio area: San Antonio and Boerne
  • North Louisiana: Shreveport, Bossier City, Natchitoches, Alexandria, Pineville, Many, Leesville
  • Southwest Louisiana: Lake Charles, Sulphur, DeRidder, Crowley, Jennings, Kaplan, Rayne, Houma

Coverage is based on your home ZIP code. Complete the form to confirm if US Family Health Plan is available in your area.

A young mom and dad lift their little boy up by the hands

How to Get Your TRICARE Prime Benefit

US Family Health Plan (USFHP) isn't a different plan from TRICARE Prime — it's TRICARE Prime, delivered through CHRISTUS Health's civilian network instead of a military treatment facility. Here's how the options compare:

  • TRICARE Prime (standard): The same TRICARE Prime benefit, delivered through a military treatment facility or the TRICARE East Region network; referrals required for most specialty care.
  • TRICARE Prime via USFHP (CHRISTUS): The same TRICARE Prime benefit, delivered through CHRISTUS's civilian network of 2,000+ local doctors and hospitals — plus dental, vision, and hearing discounts not included in standard TRICARE Prime. CHRISTUS is the only USFHP provider serving Texas and Louisiana.
  • TRICARE Select: A different TRICARE plan altogether — more provider flexibility, but higher annual deductibles and out-of-pocket costs.

Still deciding how to use your TRICARE Prime benefit? Call us at 1-469-599-7259 or complete the contact form and a representative can help.

Frequently Asked Questions

How much does US Family Health Plan cost? 

Active-duty family members pay no enrollment fee and no out-of-pocket cost for in-network care. Military retirees and their families pay the same TRICARE Prime enrollment fees and copayments as standard TRICARE Prime.

Do I have a deductible with USFHP? 

Active-duty families have a $0 deductible for in-network care. All other TRICARE Prime cost-sharing rules apply to retirees and their dependents.

How much are prescription copays in 2026? 

As of January 1, 2026, generic formulary prescriptions are $16 for up to a 30-day supply at network pharmacies ($14 for a 90-day supply through VytlOne). See the full cost table below for brand-name and non-formulary pricing.

What if I need care outside the network? 

Non-network pharmacy purchases are subject to a 50% cost share after the point-of-service deductible. Staying in-network keeps your costs lowest for medical care as well.

When is Open Season for USFHP Enrollment?  

Open season for 2027 runs from November 9, 2026 through December 8, 2026

Each fall, Open Season is your opportunity to enroll in or make changes to your US Family Health Plan coverage for the year ahead. This enrollment period runs from the Monday of the second full week in November through the Monday of the second full week in December.
Outside of open season, you may enroll if you qualify for a Qualifying Life Event (QLE).
Learn more about QLE

Have a Qualifying Life Event? 

Outside of annual Open Season, you can still enroll or make changes to your USFHP coverage if you've had a Qualifying Life Event — such as a marriage, the birth of a child, a move, or a change in military status. Learn more about QLE eligibility on TRICARE.mil, or call us and we'll help confirm your options.

Are you eligible? 

US Family Health Plan is offered by six Designated Providers in specific areas of the United States. CHRISTUS Health provides access to more than 2,000 doctors and hospitals – even premier children’s hospitals – in areas of Northeast Texas, Central Texas, Southeast Texas, South Texas and Louisiana.

You must be a resident in the service areas of Northeast Texas, Central Texas, Southeast Texas, South Texas and Louisiana and qualify through military service:

  • Active-duty family members
  • Retired service members and their families
  • Family members of activated National Guard/Reserve members
  • Non-activated National Guard/Reserve members and their families who qualify for care under the Transitional Assistance Management Program
  • Retired National Guard/Reserve members age 60 and over (receiving retired pay) and their families
  • Survivors
  • Medal of Honor recipients and their families
  • Qualified former spouses

If you’re still unsure what plan is right for you or if you’re eligible, contact us or call 1-945-288-5527.

Access for Beneficiaries

Member Resources
Discount and Special Programs

Contact

Call 1-469-599-7259, 711 for TTY and a representative will be happy to assist you.

Monday - Friday 8:00 a.m. - 5:00 p.m. local time.


US Family Health Plan | TRICARE | CHRISTUS Health

TRICARE® is a registered trademark of the Department of Defense, Defense Health Agency. All rights reserved.
Last Updated 8/27/2026